CALL US:
201.225.9099

Professional Liability in Paramus, Fair Lawn, NJ and Surrounding Areas

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Suburban General Insurance Agency, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Suburban General Insurance Agency recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Suburban General Insurance Agency today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

Suburban General Insurance Agency

21-00 Route 208 South, Suite 105
Fair Lawn , NJ 07410
Main office: 201-225-9099

Our Providers

I would like to take the opportunity to extend my gratitude for your continued commitment to providing excellent customer service over the years. I have remained impressed by your Agency's willingness to take the time and effort to tailor comprehensive coverage to my Company's unique and expanding needs. Your Agency's ability to provide my Company with quotes in the preliminary stages of real estate purchases have gone above and beyond my expectations. I appreciate your service over the years and consider Suburban General Insurance Agency to be an important component of my Company's success.
Law Offices Of Thaniel J. Beinert
We have been using Suburban General Insurance Agency for well over 15 years. They are professional and courteous and are always responsive to every question and need. They make our insurance dealings very easy because they stay on top of things for our company. We will continue to use Suburban General for many years to come.
A. Macchione Brothers, Inc; Hackensack, NJ
Suburban General Insurance Agency are frankly advocates for their clients. They respond to a claim with the kind of helpful, timely, and knowledgeable assistance that instills unwavering trust and loyalty from their customers. Suburban General Insurance Agency is truly a leader in their field. Thanks
Nadia Zaccaro, Vice President of Amid Pallet Inc
Our experience with Suburban General has been very good over the past 5 years. Any time we call whether it be a simple question or a problem the staff at Suburban answers immediately.
Marty Knopf, Metro Party Rentals
I would like to take a few moments from my busy schedule to say how much we enjoy working with Surburban Gerneral Ins. Our representative Luke Arbucho is always very cooperative and goes the extra mile for us under any circumstances. The customer service staff is always courteous and very helpful when we need any additional insured papers sent to us. Thank you all for making our job a little easier.
Voc Muladze and staff, First Housing Management
RML Construction, Inc. has been a client of Suburban General Insurance Agency even before I started in 1999. In the very complicated world of insurance, we are very happy that we have a knowledgeable and experienced insurance agency to turn to. John and his staff have been very helpful and understanding of our insurance needs. They have been there for us through hardships and good times and we are pleased to have them handle our account.
Rochelle Cole, RML Construction, Inc.