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FAQs

Q - Which finance company does your agency represent?

A - We currently are in contact with two of the largest premium finance companies in the United States, Premium Assignment Corp and Premium Finance Specialists.

Q - What types of policies are eligible for financing?

A - All property, casualty, and workers compensation policies with a premium of $1,000.00 or more are eligible for financing. Required deposits start as low as 20%.

Q - Do you receive a discount if you have your homeowner's insurance and auto insurance with the same company?

A - Yes, this is what is called a package discount.

Q - Can my kids receive discounts on their auto insurance if they have an A/B grade point average and if they have behind the wheel drivers training? (6 hours)

A - Yes, as long as you can show proof that they have an A/B average and a driver's training certificate, they will receive a discount.

Q - Can I be insured if I have over 9 points or a DUI on my driving record?

A - Absolutely! No problem.

Q - Is my credit score used to determine part of my premium?

A - Credit has been proven to be a predictor of future loss. If a consumer has been responsible with their credit, it will reflect positively on their insurance credit score. The better the credit score the lower the premium.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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