Personal Articles Floater

A Personal Articles Floater is a policy designed to cover classes of property such as jewelry, furs, cameras, musical instruments, and arts. This policy typically provides all risk property insurance on an agreed value basis. As always, all covered claims are subject to a policy deductible.

It is important to mention that although you may have a Comprehensive Homeowner's Policy, coverage for damage to jewelry, furs, cameras, musical instruments, and arts may be limited or excluded entirely. A Personal Articles Floater ensures that articles of this kind are insured to an adequate limit of insurance and are covered at all locations. This policy helps eliminate gaps in coverage in your Comprehensive Homeowners Policy.