Umbrella or "Excess Liability" insurance provides commercial or personal policyholders with an extra layer of liability coverage in the event a large claim, or a series of claims are incurred exceeding the limit of your underlying liability policy. In general, an umbrella policy will increase your liability coverage in multiples of $1,000,000.

Umbrella insurance provides added protection to the homeowners, auto, and commercial primary liability policies.

There are several reasons this additional coverage may be desired. A growing number of policy holders wish to be protected from an increasingly litigious society. In some cases, it may be a requirement imposed on certain businesses. Our office would be happy to assist you in determining if Umbrella Liability insurance is the right fit for you.