New Jersey Specialty Contractors in Paramus, Fair Lawn, NJ and Surrounding Areas

Protecting Contractor Business in Paramus, NJ      

All businesses need insurance; it protects against risk.  Specialty contractors face unique risks and so these contractors need unique insurance.  At Suburban General Insurance Agency we have a broad and flexible specialty contractors insurance program that protects New Jersey contractors of different kinds.  We adapt this program to the needs of individual contractors and we’ll adapt it to you.

Contact an agent or request a quote to get started, or read on to learn more.


Specialty Contractors General Liability That We Offer

Our program has a number of guidelines, which dictate which contractors we can insure.  See the guidelines below:

I.  New Jersey eligible contractors only

II. Gross sales of up to $500,000

III.  No more than five full-time employees

IV. No heavy commercial or industrial work

V.  New ventures acceptable – prior work experience required

VI. Limits - $1M for each occurrence/$2M for general aggregate


  •  Plumber premium – One-owner operation: $1,020.00 annually ($6 per $100 payroll for employees working as plumbers)                                                                                                        
  • Electricians premium – One-owner operation: $300.00 annually ($2.27 per $100 payroll for employees working as electricians)                                                                                         
  • Computer programmers & consultants – One-owner operation: $1,020.00 annually ($.43 per $100 payroll for employees working as programmers/consultants)                                                        
  • Glaziers premium – One-owner operation: $300.00 annually ($.62 per $100 payroll for employees working as glaziers)                                                                                                          
  • Window cleaning (exterior 3-story limit) – One-owner operation: $476.00 annually ($2.80 per $100 payroll for employees working as window cleaners)                                                                     
  • Carpet/floor installation (no tile) – One-owner operation: $609.00 annually ($3.58 per $100 payroll for employees working as carpet/flooring installers)


If your business meets the specifications in the above guidelines, contact an agent so that we can insure you.


Suburban General Insurance Agency is proud to provide specialty contractors general liability insurance in Paramus, NJ and in Bergen, Passaic, Hudson, Essex, and Middlesex Counties in New Jersey.  We also serve other areas in the state and we serve New York and Connecticut.

Additional Information:

Our Location

Suburban General Insurance Agency

21-00 Route 208 South, Suite 105
Fair Lawn , NJ 07410
Main office: 201-225-9099

Our Providers

I would like to take the opportunity to extend my gratitude for your continued commitment to providing excellent customer service over the years. I have remained impressed by your Agency's willingness to take the time and effort to tailor comprehensive coverage to my Company's unique and expanding needs. Your Agency's ability to provide my Company with quotes in the preliminary stages of real estate purchases have gone above and beyond my expectations. I appreciate your service over the years and consider Suburban General Insurance Agency to be an important component of my Company's success.
Law Offices Of Thaniel J. Beinert
We have been using Suburban General Insurance Agency for well over 15 years. They are professional and courteous and are always responsive to every question and need. They make our insurance dealings very easy because they stay on top of things for our company. We will continue to use Suburban General for many years to come.
A. Macchione Brothers, Inc; Hackensack, NJ
Suburban General Insurance Agency are frankly advocates for their clients. They respond to a claim with the kind of helpful, timely, and knowledgeable assistance that instills unwavering trust and loyalty from their customers. Suburban General Insurance Agency is truly a leader in their field. Thanks
Nadia Zaccaro, Vice President of Amid Pallet Inc
Our experience with Suburban General has been very good over the past 5 years. Any time we call whether it be a simple question or a problem the staff at Suburban answers immediately.
Marty Knopf, Metro Party Rentals
I would like to take a few moments from my busy schedule to say how much we enjoy working with Surburban Gerneral Ins. Our representative Luke Arbucho is always very cooperative and goes the extra mile for us under any circumstances. The customer service staff is always courteous and very helpful when we need any additional insured papers sent to us. Thank you all for making our job a little easier.
Voc Muladze and staff, First Housing Management
RML Construction, Inc. has been a client of Suburban General Insurance Agency even before I started in 1999. In the very complicated world of insurance, we are very happy that we have a knowledgeable and experienced insurance agency to turn to. John and his staff have been very helpful and understanding of our insurance needs. They have been there for us through hardships and good times and we are pleased to have them handle our account.
Rochelle Cole, RML Construction, Inc.