Pay-as-you-go Workers Compensation in Paramus, Fair Lawn, NJ and Surrounding Areas


Businesses of all kinds need to take care of their workers.  If one of your workers is hurt at work, you need or cover some of his or her expenses, and workers compensation can help you do that.  Not all workers compensation insurance has to be paid in sums that interrupt steady cash flows; some of it can be paid ‘as-one-goes.’

At Suburban General Insurance Agency we have ‘pay-as-you-go’ workers compensation insurance and we can design a policy for this insurance that suits you.  We offer ‘pay-as-you-go’ workers compensation through Applied Underwriters, and you have many options as a result.  See these options below.


We offer two programs geared toward high-hazard codes.  One of these programs has premiums between $7,500 and $100,000 and the other has premiums in excess of $250,000.  These programs are for industries in which risk of on-the-job injuries is high.  Construction, manufacturing, and transportation are among these industries.

There are requirements for any business that wants to take advantage of these programs, and the requirements are:

I.  Three years in business with workers compensation in force.

II.  Favorable three-year loss history

III.  Minimum payroll of $100,000 annually

IV. Minimum workers compensation rate per $100 of payroll of $5+

V.  Eligible in all 50 states


To learn more about our offerings, contact an agent.  



We pay attention to detail and ensure that your workers compensation insurance policy is exactly as you need it to be.  Pay-as-you-go workers compensation insurance can save you money and help you run your business smoothly, so our attention to detail is important.  Also, we deliver services that make the policies and packages that we sell more valuable.  We manage risk and claims, perform regular policy reviews, and make ourselves reachable at any time and in any way.  As a result, you can reduce costs, have effective insurance, and get a hold of us whenever and however you need to get a hold of us.

Please contact us or give us a call to learn more to get started.  You can also request a quote.


Suburban General Insurance Agency is proud to provide pay-as-you-go workers compensation insurance in Paramus, NJ and in Bergen, Passaic, Hudson, Essex, and Middlesex Counties in New Jersey.  We also serve other areas in the state and we serve New York and Connecticut.




Our Location

Suburban General Insurance Agency

21-00 Route 208 South, Suite 105
Fair Lawn , NJ 07410
Main office: 201-225-9099

Our Providers

I would like to take the opportunity to extend my gratitude for your continued commitment to providing excellent customer service over the years. I have remained impressed by your Agency's willingness to take the time and effort to tailor comprehensive coverage to my Company's unique and expanding needs. Your Agency's ability to provide my Company with quotes in the preliminary stages of real estate purchases have gone above and beyond my expectations. I appreciate your service over the years and consider Suburban General Insurance Agency to be an important component of my Company's success.
Law Offices Of Thaniel J. Beinert
We have been using Suburban General Insurance Agency for well over 15 years. They are professional and courteous and are always responsive to every question and need. They make our insurance dealings very easy because they stay on top of things for our company. We will continue to use Suburban General for many years to come.
A. Macchione Brothers, Inc; Hackensack, NJ
Suburban General Insurance Agency are frankly advocates for their clients. They respond to a claim with the kind of helpful, timely, and knowledgeable assistance that instills unwavering trust and loyalty from their customers. Suburban General Insurance Agency is truly a leader in their field. Thanks
Nadia Zaccaro, Vice President of Amid Pallet Inc
Our experience with Suburban General has been very good over the past 5 years. Any time we call whether it be a simple question or a problem the staff at Suburban answers immediately.
Marty Knopf, Metro Party Rentals
I would like to take a few moments from my busy schedule to say how much we enjoy working with Surburban Gerneral Ins. Our representative Luke Arbucho is always very cooperative and goes the extra mile for us under any circumstances. The customer service staff is always courteous and very helpful when we need any additional insured papers sent to us. Thank you all for making our job a little easier.
Voc Muladze and staff, First Housing Management
RML Construction, Inc. has been a client of Suburban General Insurance Agency even before I started in 1999. In the very complicated world of insurance, we are very happy that we have a knowledgeable and experienced insurance agency to turn to. John and his staff have been very helpful and understanding of our insurance needs. They have been there for us through hardships and good times and we are pleased to have them handle our account.
Rochelle Cole, RML Construction, Inc.