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Boat Insurance in Paramus, Fair Lawn, NJ and Surrounding Areas

In NJ summer can only mean one thing – boating! However, while a leisure activity, hitting the water is not without associated risks. At Suburban General Insurance Agency, we understand the exposures facing those who own a boat, and are dedicated to keeping them protected with customized insurance coverage.

From sailboats and yachts to jet skis and runabouts, we routinely insure a variety of boats in Paramus, Bergen County, and the surrounding areas.

Standalone Boat Insurance Quotes in Paramus, NJ

Many boaters believe that their homeowners’ policy will provide coverage for their boat. While there are some very basic coverages that extend to a watercraft, such as liability, these coverages are limited to boats with a certain horsepower. Actual damage to your watercraft is often excluded from being claimed on a homeowners’ policy. The best way to cover your watercraft is with a boat insurance policy, which one of our agents will happily quote for you.

Levels of coverages offered at Suburban General Insurance Agency include replacement watercraft, agreed value and guaranteed value policies.  Additional coverage is also available for fishing equipment, trolling motors, radios, cameras, cell phones, life jackets, ropes, buoys, medical payments for skiers, and more.

Insurance for Outboard Motors, Fishing Equipment, and More

We work with carriers that offer specific coverages and discounts especially beneficial for boat owners. Our goal is to educate our clients, so we encourage boat owners to use their insurance policies in the most efficient way. For example, one common misconception is that it’s good practice to cancel boat insurance policies during the winter months. We advise our clients against leaving themselves unprotected in this way.

To make maintaining protection easier and more affordable for clients, we’ve chosen to work with carriers that offer incentives for keeping your policy active all year, such as renewal or longevity discounts, disappearing deductibles, deductible waivers, and other added coverages.

Why a Boat Insurance Policy Lends More Protection

Suburban General Insurance Agency agents get to know you and how you use your boat to create a policy that fits your needs perfectly. One question we always ask is where you moor your boat during season and where it’s stored during off-season. If they’re separate locations, we review the benefits of a standalone boat insurance policy, which generally provides broader coverage that is not limited by the boat’s location.

We also like to ask the primary usage of the boat (fishing, skiing, residence, vacation, etc.), where it is primarily used, and if it is trailered to other lakes, towns, counties or states. We also help you protect your content by learning about the types of items that are kept on the boat, like ropes, life jackets, fishing equipment, extra motors, and more. All these facts help us create a policy that covers every aspect of your boating experience.

To review your boat insurance options with fellow boaters, request a quote or contact us today.

Additional Resources

 

Our Location

Suburban General Insurance Agency

21-00 Route 208 South, Suite 105
Fair Lawn , NJ 07410
Main office: 201-225-9099

Our Providers

I would like to take the opportunity to extend my gratitude for your continued commitment to providing excellent customer service over the years. I have remained impressed by your Agency's willingness to take the time and effort to tailor comprehensive coverage to my Company's unique and expanding needs. Your Agency's ability to provide my Company with quotes in the preliminary stages of real estate purchases have gone above and beyond my expectations. I appreciate your service over the years and consider Suburban General Insurance Agency to be an important component of my Company's success.
Law Offices Of Thaniel J. Beinert
We have been using Suburban General Insurance Agency for well over 15 years. They are professional and courteous and are always responsive to every question and need. They make our insurance dealings very easy because they stay on top of things for our company. We will continue to use Suburban General for many years to come.
A. Macchione Brothers, Inc; Hackensack, NJ
Suburban General Insurance Agency are frankly advocates for their clients. They respond to a claim with the kind of helpful, timely, and knowledgeable assistance that instills unwavering trust and loyalty from their customers. Suburban General Insurance Agency is truly a leader in their field. Thanks
Nadia Zaccaro, Vice President of Amid Pallet Inc
Our experience with Suburban General has been very good over the past 5 years. Any time we call whether it be a simple question or a problem the staff at Suburban answers immediately.
Marty Knopf, Metro Party Rentals
I would like to take a few moments from my busy schedule to say how much we enjoy working with Surburban Gerneral Ins. Our representative Luke Arbucho is always very cooperative and goes the extra mile for us under any circumstances. The customer service staff is always courteous and very helpful when we need any additional insured papers sent to us. Thank you all for making our job a little easier.
Voc Muladze and staff, First Housing Management
RML Construction, Inc. has been a client of Suburban General Insurance Agency even before I started in 1999. In the very complicated world of insurance, we are very happy that we have a knowledgeable and experienced insurance agency to turn to. John and his staff have been very helpful and understanding of our insurance needs. They have been there for us through hardships and good times and we are pleased to have them handle our account.
Rochelle Cole, RML Construction, Inc.